二胎房貸
指房貸戶再把房子拿去向另一家銀行抵押借錢。
由於第二順位抵押的銀行債權清償只能排在第一家銀行之後,銀行承擔的風險很高。
所以利率比一般房貸高很多,而且貸款成數有限,通常只有原貸款金額的一成到二成左右。
Tags: 風險, 貸款, 借錢, 債權, 利率, 房貸, 抵押, 二胎房貸
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on Sunday, March 18th, 2007 at 12:08 am and is filed under 貸款.
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