票貼
支票屬遠期支付的工具,因此可憑未到期的支票向銀行辦理客票對轉,但通常銀行可以接受的客票必須是公司正常營運往來的應收帳款。
此種借款方式也就是俗稱的「票貼」、「調現」,但通常銀行僅給予約票款八成的貸款額度,並且需以客票做為副擔保品,以票期到期回收的票款,作為還款來源。
Tags: 票貼, 銀行, 調現, 貸款額度, 副擔保品, 客票對轉, 應收帳款, 未到期支票
This entry was posted
on Tuesday, May 15th, 2007 at 2:06 am and is filed under 貸款.
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